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• Yes, you can still get a mortgage (San Jose Mercury News)
  There is no shortage of money available for home mortgages, no freezing of credit to purchase or refinance a house. Why? Because the American mortgage market effectively has been federalized "? at least for the time being.



• A lift for reverse mortgage market (Everett Herald)
  One of the most significant developments in the history of reverse mortgages occurred recently when FHA Commissioner Brian Montgomery announced that a new single national limit had been set, eliminating geographical boundaries for many seniors in the country's most popular reverse mortgage program.



• Federal mortgage plan may benefit you (Richmond Times-Dispatch)
  The prospect of mortgage debt forgiveness will entice hundreds of thousands of homeowners into picking up the phone to play the home-preservation game of "Let's Make a Deal" beginning this fall. The federal government's Hope for Homeowners plan started Oct. 1, and a "proactive home-retention program" for some Countrywide customers will begin by December.



• Many Georgia mortgage holders still struggling to pay (Atlanta Journal-Constitution)
  Despite mounting foreclosures and loan delinquencies in Georgia, lenders and consumer advocates have been slow to rework troubled borrowers' mortgage obligations. Some blame unwillingness by lenders until very recently, while others say the sheer magnitude of the problem overwhelms the bankers and consumer debt counselors working on the issue. Still others blame the government, saying solutions ...



• Surrounded by Ruins, Mortgage Market Remains Intact (Washington Post)
  Everybody knows how severe and painful the global financial breakdown has been, with banks unwilling to lend even to other banks. But what about mortgages and real estate? Can you still get a home loan with less than 20 percent or 30 percent down? Or with a credit score below 720?



• Getting mortgage easier than some other credit (San Francisco Chronicle)
  Credit squeeze, credit freeze, credit system seizures: Everybody knows how severe and painful the global financial breakdown has been - with banks unwilling to lend even to other banks. But what about mortgages and real estate? Can you still get a home loan...



• New U.S. mortgage aid may be too expensive (Miami Herald)
  For homeowners trying to renegotiate their loans under the government's new HOPE for Homeowners program, please read the paperwork carefully -- because once again you'll be stuck with a costly mortgage deal.



• Red flags to bad mortgage decisions (Chicago Sun-Times)
  * Excessive Fees: Total fees should not exceed 3% of the loan (e.g., $3,000 on a loan of $100,000).

• E-LOAN: Mortgage, Refi, Home Equity, Auto Loans | Tools & Calculators ...
  Refinance Savings Calculator. Auto Loan FAQs. Loan Process. Personal. Loans ... determines what loans you qualify for and how low your interest rate will be. ...



• Mortgage101.com
  Find mortgage calculators, live mortgage interest rates, and answers to your mortgage questions.