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• CBS 6 Answers Team responds to your questions! (WRGB Albany)
  Thanks to everyone who logged on to our first-ever CBS 6 Answers Team live web chat! Our team of local finance, mortgage, credit and job experts were happy to help answer your questions. Stay tuned for more from our Answers Team in the coming weeks.



• Freddie, Fannie to modify loans (The News Journal)
  WASHINGTON -- In an attempt to keep struggling homeowners from losing their homes, federal officials Tuesday announced a simpler and quicker procedure for modifying loans held by mortgage giants Fannie Mae and Freddie Mac and expressed hope that it...



• Shoring up your mortgage (The Charlotte Observer)
  (By Christina Rexrode, crexrode@charlotteobserver.com) The latest trend in the housing downturn is finding ways to help struggling homeowners make their mortgage payments. The government, banks, housing counselors and other observers are all weighing in with plans for mortgage modifications, also called loan workouts. Three major programs unfurled last month by the Federal Housing ...



• Fannie, Freddie Boost Effort to Minimize Foreclosures (Update4) (Bloomberg)
  Nov. 11 (Bloomberg) -- Fannie Mae and Freddie Mac , the largest U.S. mortgage-finance companies, will accelerate anti- foreclosure efforts by streamlining loan modifications to lower monthly payments for more struggling homeowners.



• Negotiating Better Terms for Mortgage (New York Times)
  Banks may be willing to negotiate with borrowers who are current with their payments, even if they aren?t promoting it aggressively.



• It's time to think about refinancing that high-rate mortgage (The Record)
  Many Americans affected by the economic crisis want their unaffordable mortgages reworked through special programs for people facing foreclosure. But you don't have to be in financial trouble to benefit from mortgage refinance, real estate experts say.



• TEXT: Paulson on the State of the Financial System (Fox News)
  Treasury Secretary Henry Paulson spoke today on the state of the global financial system.



• LibertyStreet Financial Group Launches New Government-Backed Reverse Mortgage Program (Business Wire via Yahoo! Finance)
  SAN DIEGO----With many baby boomers coming of age, retirement incomes for seniors have remained relatively flat while the cost of living has skyrocketed. On November 6th, 2008, a new law took effect, increasing the federally insured Reverse Mortgage lending limit from $362,790 to $417,000 for homeowners age 62 and up.